There are a variety of mortgage products out there that serve the needs of different homeowners, but for the uninitiated it can be hard to know what will work best for them. If you happen to be close to retirement and are looking at options that will be more financially beneficial for you, here are the details on a reverse mortgage and how this product can work for you.
Understanding the Reverse Mortgage and How to Use It to Pay Off a Regular Mortgage
January 13, 2017 by
The Pros and Cons of ‘Mortgage Before Marriage’ for Young Couples
January 11, 2017 by
There was a time when a higher percentage of people were married before they committed to buying a home together, but it’s a lot more common to co-habit and invest in a home together. If you’re considering the commitment of a mortgage without being married, here are some things to be aware of before you start searching the market.
4 Things You Absolutely Should Not Do After You Apply for a Mortgage
January 6, 2017 by
If you have a good credit history and are prepared to invest in a home, you may be feeling pretty confident about the mortgage process. However, it’s important to be aware that there are things that can have a negative impact on your application.
3 Simple Tips for Boosting Your FICO Credit Score Before Applying for a Mortgage
December 23, 2016 by
There are a variety of factors that are involved in getting your mortgage approved, but few things will have more of an impact than your FICO score and the credit history that goes along with it. Instead of leaving your score up to chance when submitting your application, here are a few ways that you can boost your financial wellbeing and leave your credit score better off than it was before.
Self-Employed? Here’s What You’ll Need to Get a Mortgage Approval
December 21, 2016 by
There’s a lot of flexibility and personal freedom associated with self-employment that can be a great benefit to your lifestyle and your pocketbook. If you’ve recently become self-employed or have been in the game for a while, here are some things you may want to consider before submitting your mortgage application.
Should You Pay Your Mortgage Bi-weekly or Monthly? Let’s Take a Look
December 9, 2016 by
Most homeowners look at their monthly mortgage payment as their largest cost per month, and something they must do to maintain a good credit history. However, you may have heard of bi-weekly mortgage payments and their ability to lower your debt load and help you pay off your mortgage more quickly.
First-time Home Buyers: Here’s a Quick and Easy Guide to Your First Mortgage
November 30, 2016 by
Whether it’s market conditions or the amount you should be spending, there are a number of factors you’ll need to be aware of. If you’re just starting out and not sure where to begin, here are some points to consider that will set you on the right path.
3 Ways That You Can Leverage Mortgage Financing to Build a Real Estate Investment Portfolio
November 18, 2016 by
If you’re getting into the real estate game and are wondering how you can make use of investing in homes to improve your net worth, here are three ways you can successfully work towards a real estate investment portfolio that will make you proud.
Mythbusting: Understanding Mortgage Myths and Why They Shouldn’t Hold You Back
November 11, 2016 by
With the fluctuations in real estate and the increasing cost of home ownership, many people are entering the market with more trepidation these days. If you’re interested in purchasing a home but are unsure about whether it will get approved, here are a few myths you may want to dispel.
3 Common Mistakes That First-time Mortgage Borrowers Make and How to Easily Avoid Them
November 4, 2016 by
Deciding to purchase a home will be one of the biggest investment decisions you’ll make in your life, but it can be confusing for the first-time home buyer to know all the ins and outs of buying a home. If you’re wondering what things first-time buyers often forget about before purchasing a home, here are three important things that you’ll want to keep in mind.
